Use our Final Salary Pension Transfer Calculator to work out how much you might be offered.

Final Salary Pension Calculator

Defined Benefit Pension Transfer Value Calculator

If you’re curious and looking to do some rough sums to see if a pension transfer could be right for you then you can use this Final Salary Pension Transfer Calculator to give you a better idea of what you might be offered as a transfer value.

Across the market there is a wide range of transfer values on offer – normally between 20-25 times your pensionable income, although some schemes provide transfer values more than double other schemes, reflecting the wide range of methods used by pension scheme administrators to calculate transfer values. Your pension scheme administrator may print your CETV amount on your annual statement or you may have to request it.

Our Final Salary Pension Transfer Calculator offers you a realistic high and low range CETV estimate, based on current industry averages, on which to base your calculations.

What is a Defined Benefit Pension?

Final salary pension schemes offer a guaranteed level of income during your retirement for the remainder of your life. Typically a widower spouse’s pension subsequently. A final salary pension is a type of Defined Benefit (DB) pension.

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HALCYON WEALTH LIMITED (Financial Conduct Authority No. 758949) is an appointed representative of Quilter Financial Planning Limited and Quilter Mortgage Planning Limited, which are authorised and regulated by the Financial Conduct Authority. Quilter Financial Planning Limited and Quilter Mortgage Planning Limited are entered on the FCA register under reference 440703 and 440718. The guidance and/or advice contained within this website is subject to the UK regulatory regime, and is therefore targeted at consumers based in the UK.