How long could a final salary pension transfer take?

Our step-by-step guide takes you through the stages of transferring your final salary pension.

Stage 1

You request a ‘statement of entitlement’ from your pension scheme.

Stage 2 - After one month

Your pension scheme should notify you that you need to take professional financial advice.

Stage 3 - After three months

Your pension scheme confirms the ‘transfer value’ of your pensions and will send the paperwork with a deadline to take financial advice.

Stage 4 - After six months

This is your deadline to confirm that you want to transfer your pension and provide proof that you have taken financial advice.

Stage 5 - After nine months

This is the deadline for your pension scheme trustee to complete the transfer.

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