How long could a final salary pension transfer take?

Our step-by-step guide takes you through the stages of transferring your final salary pension.

Stage 1

You request a ‘statement of entitlement’ from your pension scheme.

Stage 2 - After one month

Your pension scheme should notify you that you need to take professional financial advice.

Stage 3 - After three months

Your pension scheme confirms the ‘transfer value’ of your pensions and will send the paperwork with a deadline to take financial advice.

Stage 4 - After six months

This is your deadline to confirm that you want to transfer your pension and provide proof that you have taken financial advice.

Stage 5 - After nine months

This is the deadline for your pension scheme trustee to complete the transfer.

To read more, download our free professional guide to final salary pension transfers and get the inside track

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