financial planner

Retirement Planning

Final Salary and Defined Benefit DB pension transfers guide (2019)

Final Salary & Defined Benefit DB pension transfers guide (2019) – This Guide was written by James Ford 18th March 2019 Final salary pension schemes offer a guaranteed level of income during your retirement for the remainder of your life. Typically a widower spouse’s pension subsequently. A final salary pension is a type of Defined Benefit …

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Defined Benefit DB Final Salary scheme pension transfer case study

Defined Benefit (DB) final salary scheme pension and financial planning – case study Background John (38) and Hannah (42) they have two children, Amber (14) and Daniel (7). John is an IT developer for a HSBC, and Hannah is a solicitor at a City of London Law firm. Their joint income is over £230,000 per …

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Wealth Preservation

High Net Worth (HNW) tax mitigation strategies 2018/2019 guide

Guide to High Net Worth investment tax mitigation strategies 2018 / 2019 There are many forms of tax mitigation strategies for High Net Worth individuals (HNW).  Such as using trusts for reducing Inheritance Tax (IHT). This article will focus on the use of investments and go through the various types. The benefits and disadvantages of …

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