Why choose Halcyon Wealth’s expert Financial Advisers?

The Value That We Add

Advisers at Halcyon Wealth offer a broad spectrum of financial planning expertise. This means we can support you towards your personal and financial goals at every stage of your life ‒ whether you’re saving a deposit towards your first home, growing a profitable business or thinking about a well-earned retirement. This is why we start every relationship by getting to know you, so we can find the financial solutions that are the best fit for your personal needs.

As an example of the value of advice, research* shows that the average UK income in retirement is £18,000 per annum. However, the average for people who have never used a financial adviser is £17,168. Those who set an income target and used a financial adviser on a regular basis receive an average annual income of £24,175 in retirement. Put another way, by not working with a financial adviser, a client can potentially lose out on an extra 41% or as much as £147,147 over the course of a 21-year retirement.

*Source: Retirement Income Uncovered – The New Normal 2016

Besides providing leading-edge investment and insurance solutions, our clients tell us that we add value to them at a financial planning meeting by:

  • Using their existing provisions first before considering starting a new plan
  • Checking how any personal changes in income or capital wealth may impact their current provisions or tax situation
  • Explaining in simple terms how the UK Government Budget announcements impact them by way of welfare or income, capital or inheritance tax changes
  • Reminding them so that they don't miss out on valuable allowances (such as ISAs), that once they are gone, they are gone forever
  • Making sure they do not miss out on getting money back that might be owed such as tax relief on pension and retirement planning
  • Rebalancing their assets so they're always comfortable with the risk they take when investing, while ensuring they don't miss out on potentially better returns
  • Ensuring they do not miss out on getting a better return than they should for the level of risk they take
  • Reassuring them they are not taking unnecessary risk with their investments
  • Placing their assets in the right name, ownership and tax shelter, so that they legally and ethically ensure they don't pay too much tax when they want to spend them or pass them on.

Delivering real value for money

Quilter Financial Planning uses its buying power to drive down the costs of its chosen providers.

This means you get value for money. Quilter Financial Planning also negotiates exclusive products and features that you will not find anywhere else.

Contact us now & we’ll be ready to help!

If you have any questions, then please do not hesitate to send us a message and one of our financial advisers will contact you.

HALCYON WEALTH LIMITED (Financial Conduct Authority No. 758949) is an appointed representative of Quilter Financial Planning Limited and Quilter Mortgage Planning Limited, which are authorised and regulated by the Financial Conduct Authority. Quilter Financial Planning Limited and Quilter Mortgage Planning Limited are entered on the FCA register under reference 440703 and 440718. The guidance and/or advice contained within this website is subject to the UK regulatory regime, and is therefore targeted at consumers based in the UK.