Advisers at Halcyon Wealth offer a broad spectrum of financial planning expertise. This means we can support you towards your personal and financial goals at every stage of your life ‒ whether you’re saving a deposit towards your first home, growing a profitable business or thinking about a well-earned retirement. This is why we start every relationship by getting to know you, so we can find the financial solutions that are the best fit for your personal needs.
As an example of the value of advice, research* shows that the average UK income in retirement is £18,000 per annum. However, the average for people who have never used a financial adviser is £17,168. Those who set an income target and used a financial adviser on a regular basis receive an average annual income of £24,175 in retirement. Put another way, by not working with a financial adviser, a client can potentially lose out on an extra 41% or as much as £147,147 over the course of a 21-year retirement.
*Source: Retirement Income Uncovered – The New Normal 2016