Estate & IHT Planning

Avoid paying tax again on wealth you’ve accumulated and been taxed on already!
“”When it came to planning my estate and addressing potential Inheritance Tax concerns, I knew I needed expert guidance. That’s when I turned to Halcyon Wealth, and I can’t express how grateful I am for the peace of mind they’ve provided me.”

– Mr Fletcher

Preserving wealth through generations and mitigating the impact of Inheritance Tax (IHT) on one’s estate are understandably paramount concerns for our clients. The intricacies of estate planning and the ever-evolving tax regulations can often create a landscape of uncertainty. Our goal is to dispel this uncertainty, providing clarity on the regulations and guidelines surrounding IHT, ensuring that your wealth is transitioned seamlessly and efficiently to your loved ones. 

We undertake a comprehensive review of any existing plans, scrutinising their structure and alignment with current regulations and your individual objectives. This meticulous approach allows us to identify any areas that may benefit from refinement, ensuring that your estate is optimally positioned from a tax perspective. We delve into the nuances of how investments and pensions operate in the context of inheritance, offering insights that are tailored to your unique financial landscape.

In addition to reviewing existing structures, we explore and introduce measures that can enhance efficiency in wealth transition. By discussing a range of strategies, from trusts to gifting, we aim to equip you with the knowledge and tools to make informed decisions that align with your goals for intergenerational wealth preservation. Our bespoke advice is designed to navigate the complexities of estate planning, providing solutions that are both robust and adaptable to your evolving needs.

Building enduring relationships with our clients is at the core of our philosophy. We offer ongoing support and guidance, ensuring that your estate planning strategies remain relevant and effective in the face of legislative changes and shifts in personal circumstances. Our commitment is to provide peace of mind, knowing that your legacy is secure and that the transition of wealth to future generations is executed with precision and care.

Our team advise on:

Making use of exemptions and allowances



Whole of Life policies

Business Property relief

Preservation of income