Pension & Retirement

Our experienced team of professional financial advisers are dedicated to building successful long-term relationships and supporting clients throughout their careers and retirement in order to help them achieve their financial goals.
“What truly sets Halcyon Wealth apart is their unwavering commitment to my financial well-being. They conducted a comprehensive analysis of my pension options, ensuring that I was maximising my savings potential while also optimising tax benefits. Their recommendations were always rooted in my best interests.”

– Mr Hicks

A primary concern for many of our clients is preparing for their eventual retirement. Recent legislative changes have rendered pensions increasingly intricate, and with individuals often possessing substantial sums across various accounts due to employment changes, securing the right guidance is crucial. We strive to mitigate these concerns, ensuring that you attain financial comfort and prosperity in your post-working chapter.

Our team aids this transition by generating precise projections of retirement income, evaluating your comfort level with risk when devising financial solutions, recommending suitable funds, and conducting regular reviews of investment performance. We also assess any existing pensions accumulated through different employers. 

We extend our pension planning advice to both individuals and companies. Whether assisting your business in establishing or reviewing group pension schemes or conducting individual pension assessments with employees, we are here to help. This encompasses advice and transfers related to defined benefit/final salary pension schemes.

In addressing the complexities of retirement planning, staying abreast of the latest developments in pension legislation is paramount. Our team is dedicated to continually updating their knowledge and expertise to offer advice that is both accurate and advantageous. We understand that each client’s situation is unique, and we pride ourselves on delivering a personalised service, ensuring that the retirement planning process is meticulously tailored to meet the specific needs and objectives of each individual or company. By fostering a deep understanding of your goals, we aim to craft strategies that not only meet but exceed your expectations, paving the way for a financially secure and fulfilling retirement.

Our team advise on:

Personal, Occupational, Group Personal Pensions


Asset allocation and risk assessment

Defined benefit and money purchase analysis

Income & Flexi-access drawdown

Crystallisation and Tax Free Lump Sums

Annuity purchase

Death benefit